Starling v Farmers Insurance Exchange
CIRCUIT COURT OF ST. LOUIS COUNTY
STATE OF MISSOURI
Case No. 26-SL-CC00138
KIMBERLY STARLING, individually, and
on behalf of all others similarly situated,
Plaintiff,
v.
FARMERS INSURANCE EXCHANGE, et al.,
Defendants.
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Case No.: 26SL-CC00138
Division 17
If you received two or more telemarketing calls or text messages from insurance agents Todd Henderson Insurance Agency, Inc. and/or R. Todd Henderson marketing Farmers® insurance you may be a member of a Settlement Class
A Missouri court authorized this Notice and the Notice. You are not being sued. This is not a solicitation from a lawyer.
The Settlement resolves a class action lawsuit over whether calls and text messages from insurance agents Todd Henderson Insurance Agency, Inc. and/or R. Todd Henderson marketing Farmers® insurance violated the federal Telephone Consumer Protection Act, 47 U.S.C. § 227, by calling or texting phone numbers registered on the National Do-Not-Call Registry.
You are included if you received calls or text messages from insurance agents Todd Henderson Insurance Agency, Inc. and/or R. Todd Henderson marketing Farmers® insurance from October 8, 2020, through March 13, 2026 and your cellular phone number appeared on a list produced in the litigation.
Farmers Insurance Exchange, Farmers Insurance Company, Inc. and Fire Insurance Exchange (collectively “Farmers”) will make available up to Two Million Eight Hundred and Seventy-Five Thousand dollars ($2,875,000) to settle this class action (“Settlement Fund”). If you received more than one telemarketing call or text message from the Todd Henderson Insurance Agency, Inc. and/or R. Todd Henderson marketing Farmers® insurance products or services, you can submit a claim to obtain a pro rata share of the Settlement Fund, up to $425, after payment of administrative expenses, attorney’s fees and costs, and any service award to the named plaintiff. Your payment may be less depending on the number of claims submitted.
Your legal rights are affected whether you act or don’t act. Read the Notice carefully.
| YOUR LEGAL RIGHTS AND OPTIONS IN THIS SETTLEMENT: |
| SUBMIT A CLAIM FORM POSTMARKED OR SUBMITTED BY JULY 24, 2026 | THE ONLY WAY TO GET A PAYMENT; claim form due JULY 24, 2026. |
| DO NOTHING | Get no payment. Give up rights. |
| ASK TO BE EXCLUDED FROM THE SETTLEMENT BY SUBMITTING A WRITTEN REQUEST FOR EXCLUSION BY JULY 7, 2026 | Get no payment. This is the only option that allows you to ever be part of any other lawsuit against Farmers about the legal claims in this case. |
| OBJECT TO THE SETTLEMENT BY FILING A WRITTEN OBJECTION WITH THE COURT BY JULY 7, 2026 | Write to the Court about why you don’t like the Settlement. |
| REQUEST TO SPEAK AT THE FINAL APPROVAL HEARING BY INCLUDING A WRITTEN REQUEST IN THE OBJECTION FILED WITH THE COURT BY JULY 7, 2026 | Ask to speak in Court about the Settlement. |
These rights and options—and the deadlines to exercise them—are explained in the Notice.
The Court in charge of this case still has to decide whether to approve the Settlement. Payments will be made if the Court approves the Settlement and after any appeals are resolved. Please be patient.